About NHIA

This author has not yet filled in any details.
So far NHIA has created 173 blog entries.

Mindfulness: A Lasting Approach to Healthy Eating

By |2019-03-05T22:27:39+00:00May 12th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

In the past few years, fad dieting, diet pills, and other unhealthy habits have been on the rise, and thinness has replaced healthiness as the key goal. Eating and being healthy is not about weight loss and eating less; it is about eating more of the right stuff!

Fad diets will allow you to drop weight fast, but they are unhealthy and the weight, more often than not, comes back quickly. It’s never too late to start a new resolution and begin forming healthy long-lasting habits! If you are interested in ditching fad dieting and unhealthy practices for a more mindful and healthier lifestyle, here are three steps for a lasting approach.

Eat More, Not Less

When you think about healthy eating, you probably think about cutting out sugar, carbs, and other foods. You probably don’t think about eating more, but you should! Skipping meals and cutting out certain foods can be very unhealthy, especially if you do so without consulting a certified nutritionist first.

Your body is composed of billions of cells that require certain nutrients to survive; when you haphazardly cut out food, you risk starving your cells of what they need. Instead of cutting out food, you should focus more on eating the food your body needs. This includes fruits, vegetables, protein, and healthy carbs.

Say Yes to Carbs

As we mentioned in the first step, your body needs certain nutrients to survive. Carbs are included. Usually, with fad diets, the first things to go are carbs, yet our body depends on them.

Carbs are one of the main sources of energy in our bodies, so, without them, we may feel weak or sluggish. The most important thing to understand is the difference between good and bad carbs.

Bad carbs are highly processed and have been stripped of all nutritional value. They are quickly absorbed by our bodily systems and can cause blood sugar spikes and other issues. Bad carbs include foods like French fries, white bread, and white rice. Good carbs are the exact opposite, and we can reap an abundance of benefits from them. Good carbs include foods like whole grain bread, brown rice, and different fruits and vegetables.

Consult a Certified Nutritionist

Just like with any health plan, you should consult a professional before changing your diets. Most nutritionists accept insurance, so you can set up an appointment today.

Your chosen nutritionist will be able to check your current blood sugar and cholesterol, allowing them to formulate the perfect diet for you. Certified nutritionists have the education and the training to know the best way to keep your body healthy and functioning properly.

If weight loss is your ultimate goal, they can also assist you in creating a plan to help you lose weight without the health hazards of fad dieting, food restriction, and other nonhealthy food habits that often advertised in today’s society. Setting up a consultation with a certified nutritionist can be the best way to jump-start your new healthy and mindful eating.

How To Choose A Health Insurance Policy?

By |2019-03-05T22:25:53+00:00May 5th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

Choosing a proper health insurance policy can be intimidating and quite tricky, especially if you don’t have professional guidance. However, there are specific terms that you should know, which can ease the process of choosing.

Different types of plans are available in the market to help different kinds of people. While some plans restrict your choices by providing you with a list of medical institutions you can go to, others provide lump sum money whenever you are ill. Here are some pointers to help you choose the correct health insurance policy.

Know The Correct Category

Before you start choosing your health insurance policy, you should know about different marketplace plans. There are four tiers of plans available – namely platinum, gold, silver, and bronze. In each of these tiers, you can get either of the following types of policy

  • Executive provider organization where you are covered only if you use the doctors and medical institutions laid out in the plan
  • Health maintenance organization, which limits doctors, and won’t include anything outside of their network
  • Point of service, where you are paid a portion of the charges for any doctor or institution you choose for treatment
  • Preferred provider organization where a percentage of the fees are paid only if you use the pre-approved system and doctors

Costs

Well, just knowing about the types of insurance policies won’t do. You need to pay the premium, and that will depend on your monthly earnings and savings. Before you choose a plan, make sure you research about the monthly premium when you need medical and service and when you don’t. Additionally, there would be other charges, which are not part of the premium. You should also consider the percentage you will be paying out of your pockets if you are ill.

Network Types

Based on your budget and your health condition, you need to choose the correct network and types of policy. For example, if you are suffering from conditions like diabetes, you would need access to medical facilities pretty much everywhere you travel. So, choosing a plan that limits doctors and medical facilities, won’t be a good choice in this case.

Catastrophic Plans

Another type of health insurance plan that you should be aware of is the catastrophic health insurance policy. Only people who are below 30 years of age or affordability or hardship exemption can apply for this. While the premiums are low in this case, you cannot apply for a tax credit with this type of plan. Additionally, the deductibles on this type of plan are higher than normal. On the plus side, they cover a couple of preventive services without additional costs and allow three primary care visits annually.

Final Thoughts

If you are confused about choosing a health insurance policy, you can always consult your agent. Additionally, you can also use National Health Insurance Agencies Inc, who offer you a free consultation. With professional advice available around you, all you need to do is book a call, and clear your doubts!

 

Cancer: What is it, Causes, and Treatments

By |2019-03-05T22:23:46+00:00April 28th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

Cancer is an often terminal disease that affects millions of people. According to a 2018 report from the American Cancer Society, 2016 saw an estimated 15.5 million individuals with a history of cancer. Cancer not only affects the individual but family and friends alike. It has brought about numerous fundraisers in a search for a cure, though so far none has been found. In this article, we are going to examine cancer and how it affects the human body.

 

What Is Cancer?

The term cancer is an umbrella term that describes a multitude of diseases that result in a cellular change that causes uncontrollable growth and cell division. Some cancer types may cause rapid cell growth, others may cause cells to not only grow but divide at a slower rate.

Some cancers appear as visible growths such as skin lesions or tumors. Other cancers are considered ‘invisible diseases’ such as leukemia where there are not any outward signs of the disease. In the natural lifespan of a body’s cell, it serves its purpose and then receives the order that it is time to pass away and be replaced by a fresh cell. Unfortunately, cancerous cells do not contain the components that cause them to die and instead they keep dividing and growing. The end result sees cancer cells building up in the body and taking both oxygen and nutrients that would typically nourish other cells.

Cancerous cells can harm the body in a multitude of ways. Including the formation of tumors, attack, and impairment of the immune system and even changes that affect normal bodily functions. The spread of cancer may be generalized to a specific area, or throughout the body via the lymph nodes.

 

What Causes Cancer?

There is a multitude of causes in relation to cancer. Some of which are preventable. Risk factors of cancer include:

  • Smoking and secondhand smoke
  • Heavy alcohol consumption
  • Obesity
  • Poor nutrition
  • Excessive UV exposure

Aside from these preventative techniques, cancer can also be caused by a number of unpreventable factors, such as age and family history, or genetics.

A person’s genetic code tells their cells when to divide and expire. Changes in the genes can lead to faulty instructions, and cancer can result.

Cancer Treatments

There are numerous treatment options for cancer today. Depending on the type of cancer, the spread of the disease, and the cancers stage will determine what course of treatment is taken.

The most common cancer treatments include:

  • Chemotherapy
  • Radiation treatment
  • Hormone therapy
  • Immunotherapy
  • Precision medication
  • Surgery

Typically doctors will implement more than one type of treatment to ensure the highest probability of success. While cancer takes the lives of millions of individuals around the world each day, many have managed to survive with today’s modern medicine, and continue to live without relapse. Unfortunately, some cancers do relapse and return to the body, causing additional heartache and the requirement of continued treatment. The individuals here at National Health Insurance want to ensure you and your family receive top quality care with your provider.

An Overview of Chronic Obstructive Pulmonary Disease (COPD)

By |2019-03-05T22:24:17+00:00April 21st, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

COPD, or chronic obstructive pulmonary disease, is a progressive disease that makes it hard to breathe due to lung damage, inflammation, or overproduction of mucus. 16 million people are currently diagnosed with COPD, and it is the fourth leading cause of death in the United States. While there is no cure, making lifestyle changes and receiving treatments can help slow the progress of the disease, and provide some comfort to those suffering from COPD.

 

What Causes COPD?

When you breathe in, oxygen flows through the airways in your lungs into delicate, stretchy air sacs called alveoli. The oxygen is then transferred into blood vessels around the alveoli and sent to vital organs around the body.

Lungs that have been damaged by COPD can develop two conditions that make breathing more difficult. Chronic bronchitis causes the airways to become inflamed and clogged with mucus. With emphysema, the delicate air sacs lose their stretchiness and rupture, forming larger air sacs that are unable to hold as much oxygen.

In the United States, smoking is the main cause of COPD. Long term exposure to lung irritants like air pollution, chemical fumes, and secondhand smoke, is also a risk factor. A genetic condition called alpha-1 antitypsin deficiency might cause COPD, but that is very rare.

 

Common Symptoms of COPD

COPD is most commonly diagnosed in middle-aged adults. Most of the symptoms are similar to other respiratory conditions, which can make them harder to diagnose.

Common symptoms include:

  • Shortness of breath
  • Tightness of the chest
  • An ongoing dry or wet cough
  • Wheezing or whistling when you breathe

These symptoms will worsen as the lungs become more damaged. Severe symptoms that may require treatment at a hospital include losing weight and muscle endurance, not being able to catch your breath or even talk, a very rapid heartbeat, or your lips or fingertips turning blue or gray.

 

Treating and Care for COPD

The best way to prevent or slow the symptoms of COPD is to avoid lung irritants. Air pollution and chemical fumes should be avoided whenever possible. If you are a smoker and have been diagnosed with COPD, quit smoking immediately. If you find it hard to quit on your own, consider joining a support group. Your doctor can provide products and point you to programs that can make quitting easier.

COPD isn’t contagious and there is no cure. But there are ways to manage your symptoms so you can live better. First, talk with your doctor about what treatment is right for you, how to prepare for emergencies, and which diseases you could have an increased risk for.

Develop an emotional support team. Let your friends or family know how you feel. You could even join a support group to see how other people cope with living with COPD. Find simpler ways to do daily tasks, and ask for help to make things in your house more accessible. Make sure to follow a meal plan that will get you the right amount of nutrients every day. By sticking to your treatment and making these lifestyle changes, you can stay more active and feel better.

6 Ways to Boost Your Mood With Food

By |2019-03-05T22:18:36+00:00April 5th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

It’s no secret that food can really give our moods a boost. The stereotypes of eating chocolates or sweets when upset exist for a reason. Sugary sweets can be immensely satisfying, however, the following blood sugar crashing tends to lead to irritability, making sweets a not so great option when looking for food that provides mood-boosting effects. For a healthier and happier you, let’s review some foods that just may help boost your mood.

 

Omega-3 Fatty Acid Rich Foods

You’re probably thinking “fish” when you read Omega-3 fatty acids, and you’d be correct. There are many types of fish that contain great amounts of omega-3’s including Alaskan salmon, sardines, and mackerels. However, if you’re not a big fish fan, there are other foods as well that contain omega-3’s, such as walnuts. The same goes for various cooking oils such as canola oil.

 

Probiotics Are Great For Your Mind

You may be surprised to learn that the consumption of probiotic foods is not just good for your digestive system, but your mind as well! Yogurts are the best for probiotic packed goodness, also try some kefir, sauerkraut, Korean kimchi, buttermilk, and pickled vegetables.

 

Whole Grains For Goodness

A good rule of thumb when looking at whole grains is for every 5 grams of carbs there should be a minimum of one 1 gram of dietary fiber. So foods like steel-cut oatmeal, brown rice, millet, and wild rice are good go-to options.

 

Breakfast Really Is The Most Important Meal Of The Day

We’ve always been told about the importance of a healthy and nutritious breakfast every day, and for good reason! Eating a healthy and delicious breakfast is not just a great start to your day, but helps battle depression and set the right metabolism for the day.

 Some good foods to consider when looking at your breakfast options include foods that are right in good fats, nutrients, and fiber. Oatmeal is a great source of fiber, add in some delicious fruits such as apples, along with some nuts like pecans or walnuts and you have a well-balanced meal to set you up for a fantastic day.


Leafy Green Vegetables

We all love a good salad, so next time you’re munching away try to avoid the iceberg lettuce and load up on greens containing the B vitamin folate. Some great salad options with folate include Spinach, avocados, broccoli, turnip greens, okra, and artichokes. Aside from salad greens, there is plenty of folate in beans and lentils.

 

Moderate Your Caffeine Intake

You had to know this one was coming! While caffeine has a tendency to cause the brain to release helpful chemicals such as dopamine, it can also have some adverse effects including making you jittery, irritable, sleepless and at times irritable.

 

Final Thoughts

Making lifelong dietary changes doesn’t have to be huge, it can be easily done in smaller increments over time. With these minor meal adjustments, you may just find yourself feeling happier and healthier.

If you suffer from depression or anxiety, be sure to contact your doctor. It’s never too late to seek help from your health care provider.

6 Motivating Kitchen Tools For A Healthier You

By |2019-03-05T22:16:31+00:00March 26th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

Eating healthy can seem a daunting task. Especially with the associated effort an expense involved. There are, however, many ways to become motivated to eat healthier. In some instances, it begins with your kitchen tools. In this article, we are reviewing some top kitchen tools to encourage a healthier and happier you.

 

The Air Fryer

 If you adore fried foods then you’re not alone! Finding a healthy way to enjoy fried goodies is made significantly easier with the use of an air fryer. Rather than cooking your food in a pool of grease or oil, an air fryer uses the convection heat method. With the small space of the fryer, it is able to blow around hot air to simulate the fryer effect to give you the much-loved crunch of fried food without all the grease.

 

The Blender

If you’re thinking smoothie then you’re right. A good blender can create deliciously smooth smoothies for you to enjoy. You know the old saying, an apple a day keeps the doctor away. On the flip side, a great blender can smooth out soup to the point where those you serve will swear you added cream. There are a number of recipes available on the internet today for a variety of healthy options.

 

The Pressure Cooker

When you’re busy and always on the go, you can skip the fast food with a pressure cooker. When time is a factor, a pressure cooker will cut down on cook times and take a mere one-third of the time it would take on the stovetop or oven for a delicious meal. When cooking with liquid stocks or water you are able to eliminate oils altogether.

 

The Kitchen Scale

Having a better understanding of just how much food you’re eating can provide you with the knowledge to get healthy. Since our eyes tend to tell us that we are full based on what we see, having a kitchen scale will help you know exactly how much you’re consuming and plan better.

 

The Food Chopper

No more excuses about the prep-time taking too long with a food chopper in the kitchen! Save money with eating at home and eat healthier with fresh whole foods. When we know food prep won’t take longer than the actual cooking, we are more motivated to prepare meals at home, leading to healthy habits.

 

The Oil Spritz Bottle

While many fats, grease, and oils are bad for us, you may be surprised to learn that there are some good oils as well. We all need a little oil in our diet for added flavor and overall health. To do this in a healthy manner, use an oil sprayer to help moderate your intake and avoid overdoing it.

 

Final Thoughts

Eating healthy begins with the right tools for the job. WIthout the excuses of prep time and really, time in general, we are able to take control of our diets. By making minor adjustments to your diet, you will begin to see an increase in healthy habits and begin to feel better for a happier you.

 

 

 

3 Reasons Why Your Business Should Offer Health Insurance

By |2019-03-05T18:54:29+00:00March 11th, 2019|Categories: Blog and News, NHIA Blog|Tags: , |

NHIA Blog header

As an employer, there are several benefits you are able to provide your employees. The one benefit that trumps them all is health insurance. This will not only keep your employees happy and healthy but show them that you are invested in them as your team and overall, their well-being.

Many small business owners while not required to provide health insurance, still do. Why you may ask? For the reasons stated above. By investing in your team, there is a higher probability of keeping them happy, healthy, and productive.

If you’re still on the fence about providing health insurance for your employees, then continue reading, as in this article we are going to review 3 reasons why your business should offer health insurance.

 

It’s Easy To Set Up

When it comes to providing health insurance options and benefits, you’re not alone. A health insurance advisor will always be available to walk you through the entire process and help you figure things out. A good advisor will help you select the perfect plan for your team by reviewing your industry and the coverage preferences of your team while keeping you updated and compliant on a consistent basis. Your advisor will also be available to answer any and all questions your team may have about their new health insurance policies so that you don’t need to worry about it.

 

Your Employees Will Appreciate It

When reviewing the benefits offered by employers, health insurance is the highest beneficial option an employee can receive. Studies have shown that employees are happier when they are provided health insurance through their employer and if you’re considering providing benefits, then health insurance should be the first you offer and if needed, add others later on.

 

Save On Taxes

As a rule, when you buy in bulk, there are significant savings. The same goes for when groups of individuals purchase health insurance together, the business and employees all save.

As an employee, purchasing health insurance on their own will require the use of post-tax dollars. However when going through an employer for health insurance, employees are then able to not only buy as a group but they pay for their health insurance with pre-tax dollars, allowing a solid savings of 30 to 45 percent on health insurance plans.

On the flip side, for employers, there are a number of tax saving benefits by offering a group health insurance plan to your employees.

 

  • Contributions are tax-deductable
  • Payroll taxes are reduced by over 7 percent of employee contributions
  • Worker compensation premiums are reduced
  • Employees may prefer benefits over increased salaries

 

Final Thoughts

Overall, it’s a win-win for providing health insurance to your employees. As an employer, it’s your role to take care of the business, and the best way to go about this is to care for the employees that keep everything working smoothly. Providing benefits to your employees not only encourage long-term employment but also make employees happier and boosts their productivity. The tax saving benefits are just an additional incentitive for those businesses seeking to save money.

Health Insurance Benefits you Might not Know About

By |2019-03-05T18:41:58+00:00March 2nd, 2019|Categories: Blog and News, NHIA Blog|Tags: |

NHIA Blog header

We all need support whether we are trying to quit smoking or just trying to live a healthier life. Most people don’t even realize that their health insurance provider wants to help. It’s in their best interest to care about your health so you should take advantage of it. The problem is that most people don’t even realize that their provider is willing to cover certain preventative care screenings and will offer other benefits for achieving specific goals. For instance, I know a lot of companies are offering discounts as an incentive to quit smoking or to lose weight. Most people don’t grasp the fact that an insurance company truly care about their health.

Here are some benefits that you might you are probably getting with your health insurance policy that you don’t even know about!

Free Annual Preventative Care

Preventative testing is proven to lower an individual’s health risks. It ensures you are healthy while lowering the number of payments an insurance company must pay to cover medical expenses. It’s a win for both parties! The fact is that preventative care will help save you money in the long-term and contributes to a healthier life. Take advantage of any free services offered by your policy. Here are a few examples:

  • Alcohol Abuse
  • Blood pressure screenings
  • Diabetes testing
  • STD screenings
  • Cancer prevention screenings
  • Female screenings (mammograms, etc.)

The availability of preventative care is dependent on the policy.

Free or Discounted Weight Loss Programs

Being obese is extremely detrimental to your health. The problem is that most Americans are overweight so it has gotten the attention of health insurance providers. Therefore, most companies now offer free online health coaching and other services for helping their clients lose weight. They actually devote a lot of resources to this end. Make sure that you’re taking advantage of them.

Some policies will also cover certain weight loss programs if it’s recommended by a doctor within their network.

Discounted Gym Membership

This benefit adds to the above in that people who are in shape are usually healthier, therefore it lowers the payouts required by the insurance provider. In fact, most major insurance providers will offer discounted gym membership with their network. If you have a Medicare Advantage plan through a private insurer, gym membership can even be free with the plan! This is advantageous and you should take full advantage of it. Get in better shape and live a healthier life. Everyone wins!

Programs to Quit Smoking

Your health insurance provider wants its members to quit smoking so they are willing to help its members achieve that goal. In fact, tobacco use is an area where millions are spent every year so providers are willing to prevent those costs by providing help. Check your policy for programs that are related to helping you quit smoking. As further incentive, most companies will issue lower premiums once you have quit smoking for an extended period of time.

You need to be sure that you are getting every possible benefit from your health insurance since it’s all built into the cost.

Mythbusting Health Insurance Rumors

By |2018-10-16T18:48:10+00:00February 27th, 2019|Categories: Blog and News, NHIA Blog|Tags: |

Health insurance presents quite the challenge in today’s world. There are just so many technicalities and bureaucracy surrounding this issue that it has creates a huge mess of convoluted descriptions and misunderstandings. Fortunately, we live in the digital age where information is readily available. Due to the nature of competition now, insurance providers are making all information easily accessible to customers. This has become a salvation for so many.

With that being said, there are still several myths that surround health insurance so let’s do a little mythbusting to clear a few things up.

Myth #1: Employer Health Insurance is Always Sufficient

Companies tend to offer benefits packages as part of their standard corporate group health policies but even if you have employer provided insurance, do not completely dismiss adding your own personal policy to it. Corporate policies have their place but they might not meet all of your needs. They might require too high of a copayment or they don’t provide sufficient coverage for your family. The earlier in life you get a health insurance policy, the better because the costs are only going to rise as you grow older. But if you get into a policy early enough then you will be “grandfathered” into better rates.

Myth #2: Smokers Can’t Get Health Insurance

Almost half of individuals who are enrolled in health insurance have smoked and consumed alcohol. The feared not being able to find a policy and were shocked when their application was approved. While smokers are considered a higher risk than non-smokers, they are still eligible. However, they can expect to pay a higher premium and will be forced to undergo strict health tests before they are approved.

Myth #3: Healthy People Don’t Need Health Insurance

I cannot even begin to describe how wrong this is. Being healthy and in shape is amazing, but that doesn’t make you any less vulnerable to accidents or illnesses. Accidents will injure anyone. Sickness can take anyone. It’s just life. While being in shape certainly reduces your risk of certain diseases and conditions, nothing completely eliminates them. We see the healthiest of people get cancer and the fittest of people can get into a life-altering car accident. Everyone needs health insurance.

Myth #4: Insurance is Only Useful When You’re Hospitalized

False! First of all, in today’s high technological world we so not necessarily have to be hospitalized to get certain surgeries. Day care procedures like cataract operations and kidney stone removal are all outpatient procedures. There are also preventative health checks that are covered by certain health insurance policies. Dental procedures are another area where insurance is useful. My point is that you should be making the most of your health insurance by having all of your preventative testing done. Don’t worry about your premiums going up either because providers want you to take these tests because preventative health care testing will lower your risk of costly hospitalization.

Don’t be fooled by the many myths that surround health insurance. Learn the facts for yourself and you will be far better off in the long term. In fact, there are a lot of steps you can take to actually save money on your health insurance but these are clouded by common misconceptions.

Tips to Help Minimize Medicare Costs

By |2018-10-16T18:45:43+00:00February 18th, 2019|Categories: Blog and News, NHIA Blog|Tags: , |

NHIA Blog header

One of the lessons learned by so many newly retired Americans is just how expensive post-retirement healthcare coverage can cost. It’s one of the largest retirement expenses that you will face on retirement and a reason we see so many people working past the age of 65. In fact, most couples spend an average of $400,000 total on their healthcare after retirement. Needless to say that finding ways to save money in this area can be a critical part of your life after retirement.

The first thing you have to know is that you cannot do anything about the rising cost of healthcare every year so it’s best not to let it drag you down. Let’s focus on factors that you can control.

One factor that everyone must face is that the rules for Medicare are convoluted and complex. That means you will need to pay close attention to detail in order to maximize your savings.

Medicare Timelines that you Must Know

Timing can make a huge difference! Individuals will normally be eligible for Medicare upon reaching the age of 65. However, what a lot of people don’t realize is that the window to sign-up for Medicare will open three months before the month of their 65th birthday. Enrollment then ends three months after their 65th birthday.

Most people wait until they turn 65 to apply and end up pushing their deadline because of the time it takes to put through the paperwork. With that said, it’s also important to understand that while you can decline Part B of the coverage, there are penalties that ensue as a result of declining that coverage. Every year that you are eligible for Part B but do not enroll, you will incur a 10% penalty that is cumulative. Furthermore, applying for Part D late will result in a 1% monthly penalty. Both of these penalties can add up quickly.

HSA Becomes Complicated

Enrolling in Medicare Part A will make you ineligible to put money into an HAS. However, you will still be able to withdraw funds from this account tax-free.

What many people overlook is that when you start collecting Social Security benefits, you are automatically enrolled in Medicare Part A. That means you have to stop making any contributions to your HSA accounts. But if you want to keep working after 65, you can decline all Medicare coverage.

Income-Based Surcharges

At the time of this post, there are income-based rules that will increase the premiums for Medicare Parts B and D if your adjusted gross income goes over a specific amount. Furthermore, you will have a two-year look-back period that will be used to decide whether or not you have to apply income-based surcharges. That means wages you earned two years ago will determine your current income-based surcharges.

Conclusion

The rules surrounding Medicare are really complicated and the only way you can save money is to learn all of the language. Study your plan carefully and plan accordingly. You need to have a high attention to detail, otherwise you will end up adding to its already high cost.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.
Call Now Button