You graduated college with a fancy new degree and are all ready to begin your new adult life. While getting a job is probably your main concern, health insurance should be a concern too. Not every job comes with health insurance options, and while being young might make you think you don’t need it, a number of health issues can manifest in your 20’s. The older you get, the more crucial health insurance becomes. So what are your health insurance options as a new college graduate?

Use Your Parent’s Insurance

If your parents have health insurance, typically they can add you onto their plan through a special enrollment. Not all plans allow this, but most plans allow children to be added as a dependent until they are 26 years of age. This buys you a few years with coverage until you can get your own plan or get on a health insurance plan through your work.

Buy a Marketplace Plan

You can enroll in your own Marketplace health insurance plan via special enrollment if you meet any of the following criteria.

  • You are moving to or from the place where you went to college.
  • You’ve lost health insurance such as falling off a parent’s plan or your student health plan expired when you graduated.
  • You are experiencing a life event such as having a child or getting married.

Medicaid or CHIP Qualification

If you aren’t making much money, you may be able to qualify for Medicaid or Children’s Health Insurance Program. You need to have a set household and income size to qualify, but it is something to look into.

If you are fresh out of college or just need to get some health insurance, contact us. Let us help you find a plan that fits your specific needs so you can have the coverage of health insurance when you need it.