The Cost of Dental Work

By |2020-04-12T22:35:30+00:00April 23rd, 2020|Categories: Blog and News, NHIA Blog|Tags: , , |

Everyone wishes that they could price dental work. Let’s be honest, we would make every bit of it free of charge. Unfortunately, that’s not possible. As a part of our back to the basics month, we will talk about how to price dental work respective of dental coverage.

Dental bill. Just two words could make a serious tooth ache pretend that it’s fine. When was the last time you shopped for a dentist? What exactly did you consider when you researched them? Most consumers look at things like surveys, websites, reviews and candid referrals. Not many have thought to compare the pricing of dental services. Granted, there is a control boundary when it comes to pricing individual dental services. But, how can you price your dental work to save you money?

Each insurance policy is different. This article does not cover all terms, and definitions could change from policy to policy. For a full explanation of a policy, or if you are in need of insurance, please call us at National Health Insurance Agencies. One our policy service members would be happy to assist you.

Beyond Teeth Cleaning

Dental services can be more expensive in certain areas where you live. Dental services are what can be submitted to the insurance company for payment such as a filling. Your dental plan with tell you exactly how much of a particular service it will cover. This article provides examples of standard costs of dental work. However, pricing for dental work is not uniform across the board. Also, it’s not uncommon for procedures to be recommended when they are not needed. Below, we are listing are three things you can do to control the price of dental work.

  1. Cost Comparison

Dental offices can set comparable pricing in relation to their competitors. Similarly, dental work in one part of town may be pricier than on another part of town. As a part of business, they can price their services to help cover their operation costs. For your benefit, the ADA performs a survey of dental prices. You can reference their data findings to your quote. In the long run, you may save yourself from expensive markups not covered by your dental plan.

  1. Second Opinion

In turn, you may experience an unfortunate dental problem that may cause you issues. But, if it is not an emergency, you can take your quote for the dental work proposed and compare it. Other dentists in the area or part of your network may offer different pricing. On the other hand, as part of a second opinion, that other dentist may recommend a different plan of action. A second opinion could save you money. By the same token, it could also give you piece of mind with the proposed dental work.

  1. Routine Care

As a rule, always stay on top of your routine dental care. For example, practicing good brushing habits and flossing regularly are part of preventing dental work. If you have clean teeth you are less likely to experience cavities and gum disease. However, that does not mean that you should avoid the dentist. Insurance plans often have preventative services included with your coverage. Preventative services include a routine dental cleaning and exam periodically through the year. Take advantage of this service, often at no additional cost to you.

At National Health Insurance Agencies, we care about your health and safety. For assistance finding your best coverage, contact us today. Afterhours? Request a free quote!

Top Dental Health Tips

By |2020-01-14T00:23:45+00:00January 30th, 2020|Categories: Blog and News, NHIA Blog|Tags: , |

When you say healthcare, most people do not immediately think of their teeth. However, dental health and hygiene is an important part of overall health. Dental hygiene can impact how we talk, breath, and even cause headaches. So how do people guarantee that those pearly whites stay pearly and white? Read on to learn some top tips on how to preserve your dental health. Who knows, maybe your dental checkups will seem less scary in the future?

Daily Schedule

Keeping dental hygiene on a daily schedule means that you are less likely to forget, and more likely to follow through.

Brushing

Brush your teeth twice a day, once in the morning and once at night. It should take you about two to three minutes to brush your teeth each time. Make sure to brush gently in even circles, make sure not to miss a spot. Most dentists recommend toothpaste with fluoride in it to really help eliminate plaque.

Flossing

Yes, you really do need to floss every single day. Flossing needs to be gentle sawing motion. The first few times someone flosses, it does cause some bleeding. However, regular flossing strengthens the gums and eventually the bleeding will stop. If you struggle with using dental floss, there are pre constructed flossers on sale at most drug stores.

Take Care Of Your Tongue

Plaque does not just build up on your teeth. The nasty stuff can also establish itself on your tongue as well. Brushing your tongue helps eliminate, and there is a recent growth in tongue scrapers guaranteed to help with this problem.

Mouthwash

Mouthwash is an amazing tool for everybody. However, it is especially useful for people who cannot floss, or who cannot floss well. In particular, children, older adults, and people with physical disabilities benefit from mouthwash.

Preventative Maintenance

Taking care of your teeth every day is a great step in the right direction. However, that does very little if people do not follow through with preventative maintenance.

  • Limit drinking sugary and acidic drinks. These types of drinks includes sodas, coffees, alcohol, and even tea.
  • Drink more water. Dentists know that most people are not going to cut out acidic or sugary foods entirely. Water helps wash away some of the debris that food leaves behind. The washing away prevents the sugar and acids in the food from eating away at teeth.
  • Strengthen teeth through eat crunchy and crispy foods. Fruits, such as apples are particularly good for this.
  • Don’t use teeth for anything other than eating food. People who rip open packaging with their teeth are at risk of chipping their teeth. Even worse, those who crack nuts or open bottles with their teeth risk cracking or splitting a tooth.

Medicaid – Dental

By |2018-10-03T17:56:31+00:00October 15th, 2018|Categories: Blog and News|Tags: , |

Medicaid has always been a popular healthcare option for low income people. Since the Affordable Care Act was signed into law in 2010, Medicaid expansion became one of its main features. Yet, while it covers a wide gamut of services, including dental services for children, it tends to be deficient in the area of dental benefits for adults. Limited access to oral healthcare can affect one’s overall health. Poor oral hygiene can lead to seemingly unrelated conditions like heart attack and stroke. The degree to which Medicaid offers adult dental services varies state to state.

Children’s Dental Services

Children younger than 21 who are covered by the Children’s Health Insurance Program (CHIP) are automatically eligible for dental benefits under Medicaid. This is all part of the Early and Periodic Screening, Diagnostic and Treatment (EPSDT) benefit, which requires that dental services be provided if deemed medically necessary.

Adult Dental Services

States have the option of deciding which dental benefits, if any, adults would receive. Though emergency dental care is guaranteed in most states, fewer than half provide extensive care. Studies show that 27 percent of adults 20-64 have untreated cavities. Forty-four percent of adults with an income below 100 percent of the federal poverty level (FPL) have cavities that have gone untreated. Seventeen percent of adults who have an income level at or above 200 percent of the FPL have untreated cavities. Figures are much higher for blacks and Latinos compare to whites.

Why Are There So Many Restrictions for Adults?

Medicaid severely restricts many adults’ access to dental care largely because of the cost involved. In fact, many states set a cap on the amount they’ll spend per person, or they impose a limit on the number of services they’ll offer. In February, 2016, fifteen states offered adults on Medicaid a broad array of dental services, which included a blend of preventive, diagnostic and restorative services, with an annual cap of at least one thousand dollars. Nineteen states, however, gave adults on Medicaid limited dental benefits with a expenditure ceiling of less than $1,000. Thirteen states provided dental services only for emergency care, covering things like injuries and extractions as well as pain relief. Yet, four states didn’t offer adult Medicaid recipients any dental services. A tragic aspect of all this is that some recipients, though they may have access, still face high out-of-pocket costs, frequently making it cost-prohibitive.

Often a state’s economic picture affects the state of Medicaid dental services for adults. For instance, California dumped non-emergency dental benefits for adult Medicaid recipients, but restored many of the services in 2014. Illinois also eliminated access to non-emergency dental services in 2012, but two years later reinstated its benefits, including such services as oral surgery, dentures and limited fillings.

For more information on dental services offered to Medicaid beneficiaries, please contact us.

Comments Off on Medicaid – Dental

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.

This Is A Custom Widget

This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.
Go to Top