Eligibility for Obamacare

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Boosting Insurance Enrollment In Florida

By |2019-09-14T18:57:08+00:00October 2nd, 2019|Categories: Blog and News, NHIA Blog|Tags: , , , |

Floridians are the largest population signed up for coverage under the Affordable Care Act, and that number is likely to increase. Read on to learn about the grant that a USF-based group earned, and the work that they are doing to help Floridians with insurance enrollment.

What Is The Affordable Care Act?

 The Affordable Care Act, more commonly known as Obamacare, is an insurance program that was passed in March of 2010. The legislation has three main goals. The primary mission is to make health insurance available to more people. It subsidizes healthcare for those living far below the poverty level. It also aims to help expand Medicaid and supports “medical care delivery programs”.

Why Do Groups Need Grants?

Non-profit groups aid under-served communities by connecting people to medical insurance, which can help them immensely. These groups, such as the Florida Covering Kids & Families, are designed to help simplify the insurance process. Their goal is to help the uninsured population of Florida (2.5 million people) understand insurance enrollment. They especially aim to help children and families.

Florida Covering Kids & Families does not charge people to use their services. Not only do they connect people with insurance options, they conduct research on insurance trends across the state of Florida. The catch is that Florida Covering Kids & Families is a non-profit. So how do they pay for knowledgeable insurance experts and support research across the state? With grants such as these.

How Much Will The Program Receive?

Florida Covering Kids & Families will receive 1.3 million dollars each year for the next two years. The money will go to Florida Covering Kids & Families, who will in turn work with medical and insurance organizations across the state.

The programs help enroll over 60 thousand people per year in Florida. WUSF reports that the program is grateful for the money, but frustrated at the recent budget cuts. Their budget has been slashed 85% in the past two years, from 6 million at its peak to 1.25 million last year. This grant represents a trend in the other direction though, which has inspired hope.

The director of Florida Covering Kids & Families hopes that the government will provide more opportunities for funding. “Obviously, it doesn’t give us the ability to provide the level of services that are needed across the state of Florida, but it will allow us to continue to serve Floridians through open enrollment and the special enrollment periods.”

The Good News About Your Eligibility for Obamacare

By |2016-04-05T08:29:33+00:00April 5th, 2016|Categories: Blog and News|Tags: , |

The overriding and continuing goal of Obamacare is to enact health care reform that makes affordable health insurance available to every United States citizen regardless of pre-existing health conditions. The simplicity of this goal has been obscured by some of the controversies that continue to surround it, but those controversies have no bearing on determining if you are eligible for Obamacare. Different sides of the political spectrum might give you different answers, but at the end of the day, the most likely answer will be a resounding “yes”.

The very good news is that Obamacare was designed to help millennials and people who are new to the job force to get or keep low-cost health insurance. For example, under Obamacare, a parent’s health insurance will continue to cover children until those children are 26 years old. A young adult who has health insurance under a parent’s health plan can graduate from college, begin an entry-level job, and establish his or her own living situation without having to worry about paying for health insurance.

For people who do want to purchase their own insurance, Obamacare establishes a network of insurance co-operatives and exchanges that offer several health insurance alternatives to all individuals who want health insurance coverage. These cooperatives and exchanges will help you to select the best plan for you from a number of alternatives. The alternatives that are available to you will vary from state to state. Your Obamacare enrollment specialists will help you select the best plan that fits your particular situation.

Some of the early criticisms of Obamacare have focused on the system’s failure to achieve the ambitious early goals that it established for itself. These failures are beginning to correct themselves as individuals become better educated about the benefits that Obamacare holds in store for them. For example, your health insurance premiums will be independent of your health status. Previously, if you had a prior illness or adverse health condition, your health insurance premiums would likely have been all but unaffordable. By creating a significantly larger pool of covered individuals, Obamacare has spread out these risks and equalized premiums for a great majority of enrollees.

Notwithstanding these benefits, Obamacare is still a work in progress. Please contact us if you are confused or if you have any questions about your eligibility for Obamacare health insurance coverage. We can provide the guidance you need to get the best insurance possible.

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This Sliding Bar can be switched on or off in theme options, and can take any widget you throw at it or even fill it with your custom HTML Code. Its perfect for grabbing the attention of your viewers. Choose between 1, 2, 3 or 4 columns, set the background color, widget divider color, activate transparency, a top border or fully disable it on desktop and mobile.